Experience a new level of luxury, exclusive privileges and experiences with the Seylan Visa Infinite Credit Card-designed in striking vertical metal that exudes contemporary sophistication and seek elegance.
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Scan for "Infinite Card Privileges"
- UNLIMITED COMPLIMENTARY LOUNGE VISITS
Enjoy unlimited Loungekey access to more than 1100 airport lounges worldwide. - ENJOY WIDE RANGE OF CARD Deals & Promotions.
- NO ANNUAL FEE AND JOINING FEE.
Experience premium benefits and exclusive rewards, with no joining or annual fees-complimentary for life. - DIGITAL CONCIERGE APP
Receive an array of privileges at the best restaurants around the world, when booked via the Visa Concierge App. - VISA WORLDWIDE CONCIERGE
Receive assistance in travel, entertainment & experiences, special services, and gift purchases through the toll-free contact number. Click here to login to VISA CONCIERGE. - TRAVEL INSURANCE
30 Days free Travel Insurance when you purchase the return air ticket with your Seylan Visa Infinite Credit Card. - NFC (NEAR FIELD COMMUNICATION)
Contactless payments let you pay without swiping or dipping your card. - TRAVEL EXPERIENCE
Enjoy a range of hotel offers and travel car hire offers across the globe from selected merchants. - AIRPORT EXPERIENCE
Enjoy offers on the Visa Airport Limo transfer program, Airport Meet & Greet, and Lounge access. - 800+ OFFERS WORLDWIDE
Discover exceptional offers with over 800 + merchants worldwide. Whether you are looking for clothing, dining, electronics, accessories, education, health, or holiday deals, Seylan bank has something for everyone. - DINING
Dining-Complimentary main course at selected restaurant locations worldwide. - CARDS REWARDS POINTS ON PURCHASE TRANSACTIONS
Earn Rewards points for your purchases, whether made locally or overseas. Transactions above LKR 1000 will be considered for points accumulation. Visit the Seylan Credit Card Reward Progam to register & redeem points. Visit Seylan Cards for more information. - PAYMENT PLAN FACILITIES
Enjoy a wide range of payment options, including 0% Easy Payment Plans, Express Cash, Seylan Flexi Plan, and Seylan Relax Plan. Learn more for details. Payment Plans - CASH ADVANCE
Obtain cash withdrawals up to 50% of your available credit limit.
Eligibility
- Exclusively for Seylan Private Banking / Seylan Red clients. (Seylan Red)
How to get started
- Call our dedicated Premier Hotline +94112008877
- Submit a Call back request.
- Visit any Seylan Branch Island wide.
Modes of Credit Card Payment
|
Modes of Payment |
Payment Cut-Off Time |
Payment Updating TIme |
|---|---|---|
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Payments through Seylan Internet Banking or Seylan Mobile Banking Application. |
3.00 PM |
Real Time |
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CEFT transfers from a current or saving account through CEFTs enabled banks’ Internet Banking or Mobile Banking Application. |
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Cash deposits at any Seylan Cash Deposit Machine. |
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Cash Deposit at any Seylan Bank Branch counter. |
Branch Closing Time |
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Cheque Deposits at any Seylan Bank Branch. |
1.00 PM |
Same day if it is a Seylan Bank cheque or else upon realization. |
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Automatic transfer instruction from Seylan Savings or Current Account (Direct Debit/Standing Instruction) |
N/A |
Same Day ( when the Direct Debit / Standing Instruction is effected) |
- No Interest will be levied (except on cash advances) if full payment is made on or before the due date. You will enjoy up to 51 days free of interest (depending on the transaction date), provided the previous months total outstanding is paid by due date in full.
- If full payment is not settled on or before the due date, interest will be calculated from respective transaction dates up to the billing date on reducing balance basis
- Interest/finance charges will be charged if full payment is made after the due date
- Interest will not be charged for purchases billed in current month but will be charged on the following month (from the transaction date) if not settled in full by the due date
- Interest to a particular transaction will be charged from the transaction date on the following month and there onward from the billing date, if rolled over.
- Payments are first applied to charges and then to purchase and cash advances on first in first out basis
- Cash advances will accrue interest from the date of transaction until it is paid in full.
- Sample Interest calculation.
Terms & Conditions
- No refund of Annual Fees will be made if the card is terminated or not accepted.
- No Financial Charges will be levied (except on Cash Advance) if full settlement is made monthly on or before due date.
- Additional expenses, such as legal fees, credit transfers, cheque issuance and overseas charges (e.g. courier, fax, postage etc.) will be levied where incurred.
- Secure Card (against Fixed Deposits) will be issued “First Year Free” and will attract “Lower” Interest rate.
- LKR 25.00 will be charged for every LKR 1,000 spent on foreign transactions (Government Stamp Duty).
- The Bank reserves the right to change the above rates at any time with prior notice.
- Credit Card Holder Agreement
- Code of Conduct for Credit Card Operations
- Format of Credit Card Monthly Statement
- Foreign Exchange regulations applicable for Electronic Fund Transfer Card /EFTC
VISA CLASSIC DEBIT (ATM) CARD
Credit Limits, Interest Rates & Fees
| Description | Charge / Fees |
|---|---|
| Debit(ATM) Card Annual Fee | 500.00 |
| Debit Card Issuance Fee | |
| Non Personalized | LKR 750.00 |
| Personalized | LKR 1,500.00 |
| Card Re - issue Fee | 750.00 |
| Pin Re - Issue Fee | 400.00 |
| ATM withdrawal fee | |
| Seylan ATMs | LKR 5.00 |
| Other Bank ATMs | LKR 60.00 |
| LankaPay ATMs | LKR 30.00 |
| Foreign | LKR 1,000.00 |
| Balance inquiry fee | |
| Seylan ATMs | Free |
| Seylan ATMs - with printed receipt | LKR 5.00 |
| Other Bank ATMs | LKR 50.00 |
| LankaPay ATMs | LKR 7.50 |
| Foreign | LKR 150.00 |
| Fuel Surcharge | 1.00% |
| Travel Insurance Fee (Per Policy. Up to 30 Days) | 2,500.00 |
| Overseas Transactions | All overseas transactions will be converted using VISA International exchange rates. In order to mitigate local exchange rate movements, an additional amount (minimum of 4.50%**) will be included to the rate at the time of billing. ** Rates are subjected to market rate fluctuations. |
| Processing Fee | In order to mitigate the risk of exchange rate variances, all Card transactions done at overseas merchants/service providers and websites registered outside of Sri Lanka but billed in Sri Lankan Rupees (LKR) in the form of Dynamic Currency Conversion or Multi-Currency Transactions will attract a Processing Fee of minimum 3.5%** on the LKR transaction value. ** Rates are subjected to market rate fluctuations. |
FAQs
Loss of card should be immediately reported to our 24/7 Seylan Customer Care Centre via hotline +94112008888 and should be follow up with a letter handed over to the nearest branch or via Internet Banking - User Message. Once reported, the customer will not be liable for any transactions performed subsequent to informing the loss of the card to the bank.
It will take a minimum of 5 working days and maximum of 7 working days once the relevant documents are handed to the branch / sales officer.
Minimum Payment = 3.00% of total outstanding (purchases and cash advance) + 100% of Interest + fees and the overdue amount (if any).
If the customer fails to pay the Minimum Payment by 3.00 PM on the due date.
If the customer exceeds the approved Credit Limit at any given date of the particular billing cycle, an over-limit fee will be charged.
Dynamic Currency Conversion
Dynamic Currency Conversion (DCC) is the conversion of the purchase price of goods or services from the currency in which the purchase price is displayed to the cardholder's billing currency. That currency then becomes the transaction currency, regardless of the merchant's local currency.
DCC is not a Visa / Master service, but merchants and ATMs offer it through their acquiring bank. At checkout, the merchant or ATM may convert the advertised price to the currency agreed by the cardholder, and usually assesses a conversion-related markup (over a wholesale exchange rate or government-mandated rate). The cardholder must be offered a choice to accept or decline the DCC and must actively choose the DCC option prior to the merchant or ATM processing the transaction. The merchant or ATM must accept the cardholder's choice; if the cardholder refuses DCC, the merchant or ATM must process the transaction in their local currency
Multi-Currency Transactions – LKR
Transactions performed locally in LKR at merchant outlets / web sites but the Acquiring Bank of the Merchant is not a Locally registered Bank. Hence the Bank to Bank settlement is in Foreign Currency.
